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How to Apply for Medicare

Applying for Medicare? You don't have to be overwhelmed by the process. Gary covers what you need to know. Gain clarity with a free consultation.

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Whether you plan to apply for Medicare now or in the near future, Gary will guide you and advocate on your behalf every step of the way. From researching and comparing plans to help choosing a plan and enrolling, we do the heavy lifting, so you don't have to spend countless hours figuring it out on your own. Our support doesn't stop there – we want to ensure you have all the health insurance tools you need, which is why we provide lifelong assistance to all our clients.

Eligibility

Who is eligible for Medicare?

Individuals must be a U.S. citizen or permanent legal resident for at least five consecutive years. You must also meet at least one of the following criteria:

  • You are age 65 or older and eligible for Social Security
  • You are permanently disabled and have received disability benefits for at least two years
  • You have been diagnosed with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS or Lou Gehrig's disease)

Medicare Coverage Broken Down into 4 Parts

Understanding your Medicare options

Part A – Hospital Insurance

  • Inpatient care in a hospital
  • Skilled nursing facility care
  • Hospice care
  • Home health care
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Part B – Medical Insurance

  • Doctor's services
  • Outpatient care
  • Medical supplies
  • Preventive services
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Part C – Medicare Advantage

  • Bundled plans that include Part A, Part B, and usually Part D
  • Offered by private insurance companies
  • Often includes extra benefits like dental, vision, hearing
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Part D – Prescription Drug Coverage

  • Helps cover the cost of prescription drugs
  • Offered by private insurance companies
  • Standalone plans or included in Medicare Advantage
Learn more →