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Medicare Part A: Hospital Insurance

Understanding your hospital coverage under Medicare

What Part A Covers

  • Inpatient care in a hospital
  • Skilled nursing facility care
  • Hospice care
  • Home health care
  • Inpatient care in a religious non-medical health care institution

Costs in 2025

Premium: Most people get Part A premium-free

Deductible: $1,676 per benefit period

Coinsurance: $0 for first 60 days; $419/day for days 61-90

Happy Medicare beneficiaries

Do I Need Part A?

If you or your spouse paid Medicare taxes while working, you usually get Part A premium-free. Even if you have other coverage, enrolling in Part A is typically recommended.

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